Your Finances

Best Strategy for Getting Out of Debt

Why Credit is Important

Good Debt vs. Bad Debt: Good Reasons to Borrow Money

Understanding Your Credit Report

Working with Creditors

Understanding Your Debt Load

Understanding Credit Costs

What Your Credit Score Means

Understanding Your Credit Report

About Those Interest-Free Offers

Paying Off Debts with the Snowball Strategy

The Avalanche Debt Repayment Method

Should You Transfer Account Balances?

How Loan Amortization Works

Using a Personal Line of Credit

The Fair Credit Reporting Act

Secured vs. Unsecured Loans

Living a ‘Credit-Free’ Life

Add to Your Monthly Payment and Save Money

Consumer Reporting Agencies

Calculating Annual Percentage Rates

The Fair Debt Collection Practices Act

Consolidating Your Debt

Refinancing an Auto Loan

Good Debt, Bad Debt

Boosting Your FICO Score

After You’ve Paid Off Your Credit Cards

Meet a Debt Payoff Goal

Are Credit Card Balance Transfers Worth It?

Low Rate or Cash Back?

How Long Will it Take to Pay Off a Credit Card?

Use a Lump Sum to Pay Down Debt

Increase Your Monthly Payment

Compare Two Vehicle Loans

Compare Vehicle Loans by Term

Make Bi-Weekly Payments

Save or Pay Off Debt?

Calculate a Vehicle Payment

Avoiding the Minimum Payment Trap

Taking a ‘Staycation’

Can Credit Counseling Help?

Comparing Products Online

Buying or Leasing a Vehicle

The Best Time to Buy

Gas Mileage Savings with a Fuel Efficient Vehicle

Curing Bad Overspending Habits

Making a Major Purchase

How Overspending Can Derail a Budget

Vehicle Affordability by Loan Term

Purchase or Lease a Vehicle

Understanding Car Leases

The Pros and Cons of Retail Credit

Tracking what You Spend

Extended Warranties & Service Contracts

Grocery Shopping Tips for Singles

Debt Payoff Strategies

Protect Yourself from Predatory Lenders

Use a Side Hustle to Pay Off Debt

Smart Purchases to Make on Credit

Building a Credit Reputation

Your Annual Credit Report Review

Maximizing Credit Card Rewards

Choosing a Credit Card

Good Reasons to Borrow Money

Accelerating Repayment on a Loan

Alternatives to Pay Day Lenders

Evaluating Credit Card Reward Programs

Vehicle Financing Options

The Pros and Cons of Loan Protection Insurance

Prioritizing How You Repay Debt

Are Credit Repair Services Worth It?

The Ins and Outs of Credit Scores

Disputing a Credit Card Transaction

Working Through Credit Issues with a Spouse

Making Only Minimum Payments

What Is a Credit Reference?

How Many Credit Cards Should You Have?

Lower Your Credit Card Rate

How Credit Card Utilization Impacts Your Credit Score

Understanding Credit Card Interest

Why Your Credit Utilization Ratio Matters