Jump to a section:

Simplified Employee Pension Plan (SEP)

Are you looking to set up a plan for your employees? You’ll want to look into our Simplified Employee Pension Plan (SEP).

An SEP allows employees to save for retirement with an easy-to-follow plan that you set up and contribute to on their behalf.

It follows many of the same rules as a traditional IRA, with the added benefit of employer contributions. Plus, employees may be eligible to have you, as their employer, contribute up to 25% of their salary to the plan. 
Offering a SEP can help you recruit and retain valuable employees. Let’s talk about your options today.

Our Learning Center has articles, tools and resources to help you manage your business.

Helpful links from our Learning Center:

Understanding Pension Plans

Simplified Employee Pension (SEP) Plans

Type of Retirement Plans

Compensation Basics

Traditional IRAs

Helping your employees get ready for retirement is easy. Let’s talk about the Traditional IRA.

This Individual Retirement Account (IRA) is tax deferred, so your employees don’t pay taxes until it’s time to withdraw their funds. This allows their nest egg to grow more quickly. 
 
We offer a wide range of investment options, including traditional Savings Accounts and CDs. Contact us to discuss which is best for your organization. 

Access articles, tools and resources in our Learning Center to help you manage your business. 

Helpful links from our Learning Center:

Type of Retirement Plans

Spend It or Invest in an IRA?

What Are My IRA Options?

Compensation Basics

Roth IRAs

By offering your employees access to a Roth IRA, you’re helping them plan for tomorrow.

With our Roth IRAs, your employees’ retirement savings grow with money that’s already been taxed. When it’s time for retirement, their funds are completely theirs.

Roth IRAs offer a range of investment options, including traditional savings accounts and CDs. Your employees can start saving today and enjoy all of their cash at retirement. Contact us to discuss which is best for your organization.

Access articles, tools and resources in our Learning Center to help you manage your business. 

Helpful links from our Learning Center:

Type of Retirement Plans

Spend It or Invest in an IRA?

What Are My IRA Options?

Compensation Basics

First Federal Lakewood Investment Services

You are not alone! We’re here to help.

Let the financial professionals at First Federal Lakewood Investment Services help you determine the right options for you, your business and your employees.

Our advisers start with an assessment of your business goals and what it’ll take to meet them. They can guide you through your options for risk management and investment planning, and help you put together a plan that takes advantage of a broad range of solid investment products and services.

Access articles, tools and resources in our Learning Center to help you manage your business. 

Helpful links from our Learning Center:

Type of Retirement Plans

Spend It or Invest in an IRA?

What Are My IRA Options?

Compensation Basics

Designed for Better Business

Every business service we offer is designed to help you succeed.

New to business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Get to Know Our Treasury Management Services

From fraud prevention to automation, our services give you peace of mind and help make managing your cash flow easy.

Business Knowledge Hub

Get financial insights, education and advice to help you run your business.

Internet Marketing Basics

An online presence is a must for any business. According to eMarketer’s 2022 Global Ecommerce Forecast, they estimate that online sales in the U.S. will consistently grow between now and…

Selling Your Products Online

If you’re contemplating selling products online for the first time, there are some things to consider and decisions to be made. First, due to the ongoing pandemic, there has been…

Social Media Marketing

Leveraging social media marketing can increase your customer base significantly. According to the Pew Research Center’s 2018 Social Media Fact Sheet, social media usage among American adults has grown from…

5 Ways to Protect Against Fraud

Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new…

6 Ways to Avoid Business Email Fraud

Companies of all sizes are being targeted by criminals through business email compromise scams. In these scams, cybercriminals gain access to an employee’s legitimate business email through social engineering or…

7 Tips for Safer Online Business Banking

The internet is not only an incredibly vast source of information and entertainment, it’s also a convenient, time-saving tool for important tasks like banking. With online banking on the rise…

Optimize Your Sales Pipeline

What is it going to take to make your business successful and reach your sales goals? Understanding the metrics that drive your sales initiatives will help you understand the effort…