Current Interest Rates

We offer competitive interest rates and are here to help you make the right investment decisions.

Checking Accounts

Watch your money grow! Earn interest on your checking account balance.

As of 4/13/2024

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Type*APYInterest RateMinimum BalanceDisclosures
Direct Interest Checking0.05%0.05%

Disclosure

Advantage 50 Interest Checking0.05%0.05%

Disclosure

Preferred Interest Checking

Balances under $1,500 – 0.05%;

Balances $1,500 or more – 0.10%

Balances under $1,500 – 0.05%;

Balances $1,500 or more – 0.10%

Yes

Disclosure

*Interest rates are subject to change. Fees could reduce earnings.

Savings Accounts

Start saving! Whatever your goals, we offer competitive rates to get you there.

As of 4/13/2024

Product*APYInterest RateMinimum BalanceDisclosures
Statement Savings**

Balances under $15,000 – 0.05%; Balances $15,000 – $24,999 – 0.15%; Balances $25,000 or more – 0.20%

Balances under $15,000 – 0.05%; Balances $15,000 – $24,999 – 0.15%; Balances $25,000 or more – 0.20%

Disclosure

Select Money Market**

Balances under $25,000 – 0.35%; Balances $25,000 – $99,999 – 0.60%; Balances $100,000 – $249,999 – 0.70%; Balances $250,000 or more – 0.80%

Balances under $25,000 – 0.35%; Balances $25,000 – $99,999 – 0.60%; Balances $100,000 – $249,999 – 0.70%; Balances $250,000 or more – 0.80%

$10,000

Disclosure

Money Market Special**

Balances $0.01 – $24,999 – 0.35%; Balances $25,000 or more – 4.59%

Balances $0.01 – $24,999 – 0.35%; Balances $25,000 or more – 4.50%

$25,000
Health Savings Account**

Balances under $2,500 – 0.10%; Balances $2,500 – $4,999 – 0.15%; Balances $5,000 or more 0.20%.

Balances under $2,500 – 0.10%; Balances $2,500 – $4,999 – 0.15%; Balances $5,000 or more 0.20%.

Disclosure

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

**Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank.

Certificates of Deposit Short-Term Accounts

As of 4/13/2024

Product*APYInterest RateMinimum BalanceDisclosures
3-Month CD0.10%0.10%$500

Disclosure

3-Month CD Special⁺3.55%3.50%$500

Disclosures

6-Month CD0.15%0.15%$500

Disclosure

6-Month CD Special⁺5.00%4.92%$500

Disclosures

9-Month CD0.20%0.20%$500

Disclosure

9-Month CD Special⁺4.75%4.68%$500

Disclosures

⁺Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. 

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. Early withdrawal penalties may apply.

Certificates of Deposit Long-Term Accounts

As of 4/13/2024

Product*APYInterest RateMinimum BalanceDisclosures
1-Year CD0.30%0.30%$500

Disclosure

13-Month CD Special⁺4.84%4.75%$500

Disclosure

18-Month CD**0.30%0.30%$500

Disclosure

2-Year CD0.35%0.35%$500

Disclosure

24-Month CD Special⁺3.81%3.75%$500

Disclosure

3-Year CD0.40%0.40%$500

Disclosure

36-Month CD Special⁺4.25%4.18%$500

Disclosures

4-Year CD0.45%0.45%$500

Disclosure

48-Month CD Special⁺4.25%4.18%$500

Disclosures

5-Year CD2.32%2.30%$500

Disclosure

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. Early withdrawal penalties may apply.

**Renewal Term is 18 months for the 18 Month CD.

⁺Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank.

Certificates of Deposit DirectSave*

As of 4/13/2024

Product*APYInterest RateMinimum BalanceDisclosures
DirectSave0.20%0.20%$25

Disclosure

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. $25 Minimum deposit to open. Early withdrawal penalties may apply. At least one electronic deposit per month, $25 minimum, is required.