From the Desk of Bill

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
Learn More – 5 Keys to Borrowing to Build Your Dream Home

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
Learn More – Down Payment Strategies for First-Time Home Buyers

Fixed Rate vs Adjustable Rate Mortgages

You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one…
Learn More – Fixed Rate vs Adjustable Rate Mortgages

What People Say About Bill

“I am a real estate agent and I have worked with Bill Starr financing my clients but this was the first time I refinanced my own property. This was the easiest transaction I have ever had with financing. Thank you so much!”
Rickie B.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types 

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

Download Now 

Home Ownership Resources

Discover additional resources and guidance on home ownership.

Learn More 

    From the Desk of Greg

    Saving for a Down Payment on a Home

    Owning a home instead of renting is often a wise financial move. It allows you to reduce your overall monthly costs while you build equity in real property. The biggest…
    Learn More – Saving for a Down Payment on a Home

    Down Payment Strategies for First-Time Home Buyers

    The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
    Learn More – Down Payment Strategies for First-Time Home Buyers

    About Private Mortgage Insurance

    If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
    Learn More – About Private Mortgage Insurance

    What People Say About Greg

    “Greg Sejba & James Fee were great to work with, and everything was very simple to submit and sign through the online portal.”
    Joseph M.
    “Thank you so much for making this process so easy and getting back to us so promptly any questions we had. Greg Sejba was a huge help! He was even answering questions when he was on vacation.”
    Rachel & Jesse G.

    Additional Resources

    Types of Mortgage Loans

    Explore our mortgage loan options to find the perfect fit for your home financing needs!

    View Loan Types 

    Ultimate Homebuying Guide

    Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

    Download Now 

    Home Ownership Resources

    Discover additional resources and guidance on home ownership.

    Learn More 

      From the Desk of Terry

      Finding a Real Estate Agent

      Real estate agents fill important roles in the home buying and selling process. Finding the right real estate agent for your situation may take a little time, but it is…
      Learn More – Finding a Real Estate Agent

      How a Smart Home Can Save You Money

      Smart homes have become increasingly popular due to their convenience, comfort, and security benefits. However, one of the most significant advantages of having a smart home is that it can…
      Learn More – How a Smart Home Can Save You Money

      How Much Home Can I Afford?

      So, you’re ready to buy a home, but don’t know how much you can afford? Discover the simple steps you can take to determine the right amount!
      Learn More – How Much Home Can I Afford?

      What People Say About Terry

      “Terry and everyone at FFL were WONDERFUL! We had a very fast close and everyone was on top of everything with very little issues. Extremely satisfied!”
      Robert and Margarita

      Additional Resources

      Types of Mortgage Loans

      Explore our mortgage loan options to find the perfect fit for your home financing needs!

      View Loan Types 

      Ultimate Homebuying Guide

      Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

      Download Now 

      Home Ownership Resources

      Discover additional resources and guidance on home ownership.

      Learn More 

        From the Desk of Brian

        Compare Two Mortgage Loans

        When purchasing a home the mortgage you choose and the options you choose with it will have significant impact on how much your home costs you in the long run.…
        Learn More – Compare Two Mortgage Loans

        Closing on a Home

        Owning a home. It is the American dream, right? However, once you get started on your path to home ownership, you will find that there is much work in the…
        Learn More – Closing on a Home

        Home Affordability

        If you are starting your search for a home and considering a home loan, you should use this handy financial tool to first calculate how much you can afford. Your…
        Learn More – Home Affordability

        Additional Resources

        Types of Mortgage Loans

        Explore our mortgage loan options to find the perfect fit for your home financing needs!

        View Loan Types 

        Ultimate Homebuying Guide

        Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

        Download Now 

        Home Ownership Resources

        Discover additional resources and guidance on home ownership.

        Learn More 

          From the Desk of Joshua

          FHA Mortgage Basics

          FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
          Learn More – FHA Mortgage Basics

          Down Payment Strategies for First-Time Home Buyers

          The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
          Learn More – Down Payment Strategies for First-Time Home Buyers

          About Private Mortgage Insurance

          If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
          Learn More – About Private Mortgage Insurance

          Additional Resources

          Types of Mortgage Loans

          Explore our mortgage loan options to find the perfect fit for your home financing needs!

          View Loan Types 

          Ultimate Homebuying Guide

          Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

          Download Now 

          Home Ownership Resources

          Discover additional resources and guidance on home ownership.

          Learn More 

            From the Desk of Nancy

            15-Year vs 30-Year Mortgages

            What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
            Learn More – 15-Year vs 30-Year Mortgages

            5 Keys to Borrowing to Build Your Dream Home

            When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
            Learn More – 5 Keys to Borrowing to Build Your Dream Home

            5 Tips for Applying for a Mortgage

            The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
            Learn More – 5 Tips for Applying for a Mortgage

            What People Say About Nancy

            “Nancy was awesome!”
            Connor T.
            “I can’t wait to recommend Nancy Peyton to others shopping for a lender. I’ve gone through this process a dozen times with other lenders. This has been my most positive experience by far. Thanks.”
            Maureen M.

            Additional Resources

            Types of Mortgage Loans

            Explore our mortgage loan options to find the perfect fit for your home financing needs!

            View Loan Types 

            Ultimate Homebuying Guide

            Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

            Download Now 

            Home Ownership Resources

            Discover additional resources and guidance on home ownership.

            Learn More 

              From the Desk of Scott

              Additional Financial Home Buying Obligations

              You have found your dream home in the perfect neighborhood for you and your family. You have even determined that you will be able to afford the monthly mortgage payments…
              Learn More – Additional Financial Home Buying Obligations

              Buying vs Renting a Home

              Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There…
              Learn More – Buying vs Renting a Home

              Down Payment Assistance Programs

              For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with obtaining a mortgage loan. Because of this, most…
              Learn More – Down Payment Assistance Programs

              Down Payment Strategies for First-Time Home Buyers

              The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
              Learn More – Down Payment Strategies for First-Time Home Buyers

              What People Say About Scott

              I can’t say enough good things about Scott Parker. He made the loan application process easy, and worked hard to meet our tight closing timeline. His communication was excellent, proactively contacting me when necessary, and responding quickly when I had a question. Overall excellent experience!
              Megan & Nicholas G.

              Additional Resources

              Types of Mortgage Loans

              Explore our mortgage loan options to find the perfect fit for your home financing needs!

              View Loan Types 

              Ultimate Homebuying Guide

              Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

              Download Now 

              Home Ownership Resources

              Discover additional resources and guidance on home ownership.

              Learn More 

                From the Desk of Greg

                About Private Mortgage Insurance

                If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
                Learn More – About Private Mortgage Insurance

                FHA Mortgage Basics

                FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
                Learn More – FHA Mortgage Basics

                Down Payment Strategies for First-Time Home Buyers

                The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
                Learn More – Down Payment Strategies for First-Time Home Buyers

                Saving for a Down Payment on a Home

                Owning a home instead of renting is often a wise financial move. It allows you to reduce your overall monthly costs while you build equity in real property. The biggest…
                Learn More – Saving for a Down Payment on a Home

                What People Say About Greg

                “Very happy with the service, the bank and especially Greg Palumbo!!!”
                Evangelos B.

                Additional Resources

                Types of Mortgage Loans

                Explore our mortgage loan options to find the perfect fit for your home financing needs!

                View Loan Types 

                Ultimate Homebuying Guide

                Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                Download Now 

                Home Ownership Resources

                Discover additional resources and guidance on home ownership.

                Learn More 

                  From the Desk of Mark

                  15-Year vs 30-Year Mortgages

                  What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
                  Learn More – 15-Year vs 30-Year Mortgages

                  5 Tips for Applying for a Mortgage

                  The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                  Learn More – 5 Tips for Applying for a Mortgage

                  FHA Mortgage Basics

                  FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
                  Learn More – FHA Mortgage Basics

                  Down Payment Strategies for First-Time Home Buyers

                  The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
                  Learn More – Down Payment Strategies for First-Time Home Buyers

                  Additional Resources

                  Types of Mortgage Loans

                  Explore our mortgage loan options to find the perfect fit for your home financing needs!

                  View Loan Types 

                  Ultimate Homebuying Guide

                  Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                  Download Now 

                  Home Ownership Resources

                  Discover additional resources and guidance on home ownership.

                  Learn More 

                    From the Desk of Matthew

                    5 Tips for Applying for a Mortgage

                    The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                    Learn More – 5 Tips for Applying for a Mortgage

                    Buying a Vacation Home

                    It is something many families dream of: Owning a small cottage by the lake, a cabin in the mountains, or a beach bungalow they can visit on long weekends, during…
                    Learn More – Buying a Vacation Home

                    FHA Mortgage Basics

                    FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
                    Learn More – FHA Mortgage Basics

                    Additional Resources

                    Types of Mortgage Loans

                    Explore our mortgage loan options to find the perfect fit for your home financing needs!

                    View Loan Types 

                    Ultimate Homebuying Guide

                    Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                    Download Now 

                    Home Ownership Resources

                    Discover additional resources and guidance on home ownership.

                    Learn More 

                      From the Desk of Dave

                      15-Year vs 30-Year Mortgages

                      What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
                      Learn More – 15-Year vs 30-Year Mortgages

                      5 Tips for Applying for a Mortgage

                      The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                      Learn More – 5 Tips for Applying for a Mortgage

                      About Private Mortgage Insurance

                      If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
                      Learn More – About Private Mortgage Insurance

                      What People Say About Dave

                      “I would recommend David Meadows to anyone! He did an amazing job with our loan. He is very knowledgeable, honest, and transparent! We have worked with 3 other mortgage companies in the past and First Federal Lakewood and David Meadows are by far the best with customer service and getting the loan where we wanted it.”
                      Stacy S.
                      “Dave Meadows was outstanding! He is courteous, knowledgeable, prompt and gets things done. He is a true asset to First Federal Lakewood. He is a pleasure to work with.”
                      Dan & Sandy D.

                      Additional Resources

                      Types of Mortgage Loans

                      Explore our mortgage loan options to find the perfect fit for your home financing needs!

                      View Loan Types 

                      Ultimate Homebuying Guide

                      Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                      Download Now 

                      Home Ownership Resources

                      Discover additional resources and guidance on home ownership.

                      Learn More 

                        From the Desk of Sherry

                        5 Tips for Applying for a Mortgage

                        The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                        Learn More – 5 Tips for Applying for a Mortgage

                        Down Payment Assistance Programs

                        For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with obtaining a mortgage loan. Because of this, most…
                        Learn More – Down Payment Assistance Programs

                        Down Payment Strategies for First-Time Home Buyers

                        The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
                        Learn More – Down Payment Strategies for First-Time Home Buyers

                        What People Say About Sherry

                        “Sherry is the best! Smart, hardworking, professional and responsible! The best possible outcome carried out in the best possible manner is what I came to expect and was delivered by Sherry!”
                        Steven E.

                        Additional Resources

                        Types of Mortgage Loans

                        Explore our mortgage loan options to find the perfect fit for your home financing needs!

                        View Loan Types 

                        Ultimate Homebuying Guide

                        Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                        Download Now 

                        Home Ownership Resources

                        Discover additional resources and guidance on home ownership.

                        Learn More 

                          From the Desk of Pete

                          5 Tips for Applying for a Mortgage

                          The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                          Learn More – 5 Tips for Applying for a Mortgage

                          Calculate a Mortgage Payment

                          Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…
                          Learn More – Calculate a Mortgage Payment

                          Finding a Mortgage

                          Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
                          Learn More – Finding a Mortgage

                          Fixed Rate vs Adjustable Rate Mortgages

                          You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one…
                          Learn More – Fixed Rate vs Adjustable Rate Mortgages

                          What People Say About Pete

                          “I know that when Pete Loeb is handling my loan, there is very little I need to check up on, or worry about. This is my second loan with him. Both times everything played out exactly how he said it would, with no surprises or unexpected hiccups. There are enough stressors around moving – I didn’t need any more around the loan, and I didn’t get any. My next loan will go through Pete.”
                          Daniel & Noelle J.
                          “For our situation, we were able to gain control of our debt through our refinance. For the first time in many years, our financial situation has become much less stressful. We couldn’t have gotten to this point without your help!”
                          John & Mary D.
                          “Pete and his team were great! Would recommend in a heart beat. Thanks so much!”
                          Joseph & Sara B.

                          Additional Resources

                          Types of Mortgage Loans

                          Explore our mortgage loan options to find the perfect fit for your home financing needs!

                          View Loan Types 

                          Ultimate Homebuying Guide

                          Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                          Download Now 

                          Home Ownership Resources

                          Discover additional resources and guidance on home ownership.

                          Learn More 

                            From the Desk of Christopher

                            15-Year vs 30-Year Mortgages

                            What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
                            Learn More – 15-Year vs 30-Year Mortgages

                            5 Tips for Applying for a Mortgage

                            The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                            Learn More – 5 Tips for Applying for a Mortgage

                            Buying a Home with a Friend

                            Buying a home can be a wise financial decision because it allows you to make an investment rather than spending money on rent each month and getting nothing to keep…
                            Learn More – Buying a Home with a Friend

                            What People Say About Christopher

                            “Chris Johnson went above and beyond to assist us during the construction loan process. We were very pleased with the promptness of his communication. Overall, the experience was great and we would definitely recommend First Federal Lending to anyone looking to build a new home.”
                            Travis & Michelle E.

                            Additional Resources

                            Types of Mortgage Loans

                            Explore our mortgage loan options to find the perfect fit for your home financing needs!

                            View Loan Types 

                            Ultimate Homebuying Guide

                            Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                            Download Now 

                            Home Ownership Resources

                            Discover additional resources and guidance on home ownership.

                            Learn More 

                              From the Desk of Marina

                              Fixed Rate vs Adjustable Rate Mortgages

                              You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one…
                              Learn More – Fixed Rate vs Adjustable Rate Mortgages

                              Home Affordability

                              If you are starting your search for a home and considering a home loan, you should use this handy financial tool to first calculate how much you can afford. Your…
                              Learn More – Home Affordability

                              House, Townhome, or Condo?

                              The real estate market offers many different housing options. Depending on your life stage, financial resources, and where you are on your financial journey, one type might work better than…
                              Learn More – House, Townhome, or Condo?

                              Additional Resources

                              Types of Mortgage Loans

                              Explore our mortgage loan options to find the perfect fit for your home financing needs!

                              View Loan Types 

                              Ultimate Homebuying Guide

                              Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                              Download Now 

                              Home Ownership Resources

                              Discover additional resources and guidance on home ownership.

                              Learn More 

                                From the Desk of Sharon

                                15-Year vs 30-Year Mortgages

                                What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
                                Learn More – 15-Year vs 30-Year Mortgages

                                About Private Mortgage Insurance

                                If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
                                Learn More – About Private Mortgage Insurance

                                Down Payment Strategies for First-Time Home Buyers

                                The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
                                Learn More – Down Payment Strategies for First-Time Home Buyers

                                Additional Resources

                                Types of Mortgage Loans

                                Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                View Loan Types 

                                Ultimate Homebuying Guide

                                Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                Download Now 

                                Home Ownership Resources

                                Discover additional resources and guidance on home ownership.

                                Learn More 

                                  From the Desk of Brent

                                  Additional Financial Home Buying Obligations

                                  You have found your dream home in the perfect neighborhood for you and your family. You have even determined that you will be able to afford the monthly mortgage payments…
                                  Learn More – Additional Financial Home Buying Obligations

                                  Building a Home Buying Team

                                  Buying a home can be complex. Since it’s probably one of the most significant purchases you will make in your lifetime, it’s a good idea to assemble a team to…
                                  Learn More – Building a Home Buying Team

                                  Buying a Home from a Family Member

                                  When you have a parent, sibling, or another family member who is planning to move, you may be able to be first in line to buy their home. Plus, they…
                                  Learn More – Buying a Home from a Family Member

                                  Buying vs Renting a Home

                                  Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There…
                                  Learn More – Buying vs Renting a Home
                                  “Brent and his team provided an exceptional customer experience. This is our second time working with his team at First Federal Lakewood and will choose them again in the future. Brent is a true financial adviser and always has our best interest in mind.”
                                  Cindy and Rachel M
                                  “Brent was incredibly helpful to us at every step of the way. From conversing with us to set our budget, to preparing a letter of pre-approval, to navigating the realities of a competitive market, he went over and above. This experience was everything we had hoped for in working with First Federal Lakewood.”
                                  – Chris M.
                                  “Brent was available, transparent, and very informative. He was able to explain things in bite sized pieces and keep things moving to help us reach our closing on time.”
                                  – Colin H.
                                  “Closing went very smooth and was on time. My realtor was highly impressed and indicated it was one of the smoothest closings he has had. Would highly recommend Brent and his team. They were a pleasure to work with and answered all of my questions in a timely manner.”
                                  – Kurtis R.
                                  “Brent was fantastic. He answered every question fully and completely without delay while guiding us first time home buyers through a home buying process that ended up becoming overly complicated by other parties. Brent was a major asset to our home purchase and we would recommend him to anyone looking to mortgage a home purchase.”
                                  – John
                                  “As first-time homebuyers, we had an excellent experience with Brent. He was knowledgeable, responsive, and always available to accommodate our busy schedules, which helped us have a smooth buying experience in this competitive housing market. We appreciated his proactive updates and coordination with all parties involved in the buying process. He was one of the reasons why we decided not to go with another bank. We highly recommend Brent for your mortgage needs.”
                                  – Ryan and Sisi
                                  “Brent Bartlett was excellent. He went above and beyond to deliver top tier service and assistance. As first time home buyers, we were skeptical of the mortgage process and frankly distrusting; however, Brent’s constant willingness to break everything down, answer all questions, and create an environment of transparency was majorly beneficial and made our home buying/ mortgage process tremendously mote straightforward and manageable. We would not only highly recommend FFL, we would recommend Brent to anyone we know who is in the process of searching for a mortgage.”
                                  – John R.
                                  “We worked with Brent Bartlett to secure our mortgage and we are indeed very pleased with the whole process. Brent made every step of the process simple and streamlined. He was available within minutes to answer our emails and phone calls. The whole process was quite fast from start to finish, much faster than our previous experience with other lenders. Do call Brent with all your financial needs, you won’t be disappointed!”
                                  – R. B.

                                  Additional Resources

                                  Types of Mortgage Loans

                                  Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                  View Loan Types 

                                  Ultimate Homebuying Guide

                                  Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                  Download Now 

                                  Home Ownership Resources

                                  Discover additional resources and guidance on home ownership.

                                  Learn More 

                                    From the Desk of Beth

                                    5 Keys to Borrowing to Build Your Dream Home

                                    When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
                                    Learn More – 5 Keys to Borrowing to Build Your Dream Home

                                    FHA Mortgage Basics

                                    FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
                                    Learn More – FHA Mortgage Basics

                                    Finding a Mortgage

                                    Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
                                    Learn More – Finding a Mortgage

                                    What People Say About Beth

                                    “First Federal Lakewood is a great bank, I’m a very happy customer. More importantly, Beth Ann Silverman is a joy and pleasure to work with. I am not shy about referring her to my friends and co-workers. She is excellent.“
                                    Matthew M.

                                    Additional Resources

                                    Types of Mortgage Loans

                                    Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                    View Loan Types 

                                    Ultimate Homebuying Guide

                                    Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                    Download Now 

                                    Home Ownership Resources

                                    Discover additional resources and guidance on home ownership.

                                    Learn More 

                                      From the Desk of Caroline Purcell

                                      5 Tips for Applying for a Mortgage

                                      The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                                      Learn More – 5 Tips for Applying for a Mortgage

                                      Buying a Home with a Friend

                                      Buying a home can be a wise financial decision because it allows you to make an investment rather than spending money on rent each month and getting nothing to keep…
                                      Learn More – Buying a Home with a Friend

                                      Buying a Vacation Home

                                      It is something many families dream of: Owning a small cottage by the lake, a cabin in the mountains, or a beach bungalow they can visit on long weekends, during…
                                      Learn More – Buying a Vacation Home

                                      What People Say About Caroline

                                      “Caroline was absolutely wonderful to work with during the refinancing process.  I went with First Federal Lakewood because of how easy she made everything. She did not pressure me and she was honest and open with me about my refinancing options.”
                                      Alana J.

                                      “I am so impressed and pleased with my experience with First Federal Lakewood. Caroline is considerate, prompt in her responses, was able to assist each step of the way, and was thoughtful in helping me achieve my goals. Excellent experience, everyone! Thank you!”

                                      Louise Q.

                                      Additional Resources

                                      Types of Mortgage Loans

                                      Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                      View Loan Types 

                                      Ultimate Homebuying Guide

                                      Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                      Download Now 

                                      Home Ownership Resources

                                      Discover additional resources and guidance on home ownership.

                                      Learn More 

                                        From the Desk of Alex

                                        Buying Down an Interest Rate with Points

                                        As a savvy consumer, you should always be looking for ways to shave some money from your monthly budget. Even small adjustments can add up to significant savings over the…
                                        Learn More – Buying Down an Interest Rate with Points

                                        Buying vs Renting a Home

                                        Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There…
                                        Learn More – Buying vs Renting a Home

                                        Calculate a Mortgage Payment

                                        Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…
                                        Learn More – Calculate a Mortgage Payment

                                        What People Say About Alex

                                        “Alex Dickos and Elisabeth Lang were a great team to work with! Thank you for all of your help.”
                                        Kimberly R.

                                        Additional Resources

                                        Types of Mortgage Loans

                                        Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                        View Loan Types 

                                        Ultimate Homebuying Guide

                                        Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                        Download Now 

                                        Home Ownership Resources

                                        Discover additional resources and guidance on home ownership.

                                        Learn More 

                                          From the Desk of Jack

                                          A Financial “To-Do List” When You Move

                                          Moving is one of life’s most stressful events. What with organizing your belongings and packing them up, as well as sorting out the general moving logistics, it is no wonder…
                                          Learn More – A Financial “To-Do List” When You Move

                                          About Private Mortgage Insurance

                                          If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
                                          Learn More – About Private Mortgage Insurance

                                          Additional Financial Home Buying Obligations

                                          You have found your dream home in the perfect neighborhood for you and your family. You have even determined that you will be able to afford the monthly mortgage payments…
                                          Learn More – Additional Financial Home Buying Obligations

                                          Additional Resources

                                          Types of Mortgage Loans

                                          Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                          View Loan Types 

                                          Ultimate Homebuying Guide

                                          Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                          Download Now 

                                          Home Ownership Resources

                                          Discover additional resources and guidance on home ownership.

                                          Learn More 

                                            From the Desk of Brent

                                            5 Keys to Borrowing to Build Your Dream Home

                                            When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
                                            Learn More – 5 Keys to Borrowing to Build Your Dream Home

                                            Being Pre-Qualified vs. Being Pre-Approved

                                            Pre-qualified and pre-approved are some of the most common terms you may encounter when applying for a mortgage. Unfortunately, most people often use these two phrases interchangeably, not knowing they…
                                            Learn More – Being Pre-Qualified vs. Being Pre-Approved

                                            Building a Home Buying Team

                                            Buying a home can be complex. Since it’s probably one of the most significant purchases you will make in your lifetime, it’s a good idea to assemble a team to…
                                            Learn More – Building a Home Buying Team

                                            What People Say About Brent

                                            “Brent and his team provided an exceptional customer experience. This is our second time working with his team at First Federal Lakewood and will choose them again in the future. Brent is a true financial adviser and always has our best interest in mind.”
                                            Cindy and Rachel M
                                            “Brent was great to work with. He made it very easy and I appreciate it!”
                                            Matthew B.

                                            Additional Resources

                                            Types of Mortgage Loans

                                            Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                            View Loan Types 

                                            Ultimate Homebuying Guide

                                            Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                            Download Now 

                                            Home Ownership Resources

                                            Discover additional resources and guidance on home ownership.

                                            Learn More 

                                              From the Desk of Don

                                              5 Tips for Applying for a Mortgage

                                              The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                                              Learn More – 5 Tips for Applying for a Mortgage

                                              About Private Mortgage Insurance

                                              If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
                                              Learn More – About Private Mortgage Insurance

                                              Add to Your Monthly Payment and Save Money

                                              On any loan, your monthly payment is divided between two purposes. First, part of the payment is used to cover the interest that has accrued on your balance since you…
                                              Learn More – Add to Your Monthly Payment and Save Money

                                              Adjustable Rate Mortgage Analyzer

                                              Adjustable rate mortgages typically offer home buyers the advantage of having a lower mortgage payment during the initial period of the mortgage. Adjustable rate mortgages are typically offered on a…
                                              Learn More – Adjustable Rate Mortgage Analyzer

                                              What People Say About Don

                                              “My wife and I are first time home buyers and First Federal Lakewood has made this purchase a very easy transaction.”
                                              Andrew & Katherine E.

                                              Additional Resources

                                              Types of Mortgage Loans

                                              Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                              View Loan Types 

                                              Ultimate Homebuying Guide

                                              Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                              Download Now 

                                              Home Ownership Resources

                                              Discover additional resources and guidance on home ownership.

                                              Learn More 

                                                From the Desk of Lisa

                                                Calculate a Mortgage Payment

                                                Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…
                                                Learn More – Calculate a Mortgage Payment

                                                15-Year vs 30-Year Mortgages

                                                What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
                                                Learn More – 15-Year vs 30-Year Mortgages

                                                5 Keys to Borrowing to Build Your Dream Home

                                                When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
                                                Learn More – 5 Keys to Borrowing to Build Your Dream Home

                                                Additional Resources

                                                Types of Mortgage Loans

                                                Explore our mortgage loan options to find the perfect fit for your home financing needs!

                                                View Loan Types 

                                                Ultimate Homebuying Guide

                                                Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                                                Download Now 

                                                Home Ownership Resources

                                                Discover additional resources and guidance on home ownership.

                                                Learn More