From the Desk of Jack

Calculate a Mortgage Payment

Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…
Learn More – Calculate a Mortgage Payment

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
Learn More – 15-Year vs 30-Year Mortgages

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
Learn More – 5 Keys to Borrowing to Build Your Dream Home

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types 

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

Download Now 

Home Ownership Resources

Discover additional resources and guidance on home ownership.

Learn More 

    From the Desk of Lisa

    Calculate a Mortgage Payment

    Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…
    Learn More – Calculate a Mortgage Payment

    15-Year vs 30-Year Mortgages

    What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
    Learn More – 15-Year vs 30-Year Mortgages

    5 Keys to Borrowing to Build Your Dream Home

    When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
    Learn More – 5 Keys to Borrowing to Build Your Dream Home

    Additional Resources

    Types of Mortgage Loans

    Explore our mortgage loan options to find the perfect fit for your home financing needs!

    View Loan Types 

    Ultimate Homebuying Guide

    Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

    Download Now 

    Home Ownership Resources

    Discover additional resources and guidance on home ownership.

    Learn More 

      From the Desk of Bill

      5 Keys to Borrowing to Build Your Dream Home

      When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
      Learn More – 5 Keys to Borrowing to Build Your Dream Home

      Down Payment Strategies for First-Time Home Buyers

      The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
      Learn More – Down Payment Strategies for First-Time Home Buyers

      Fixed Rate vs Adjustable Rate Mortgages

      You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one…
      Learn More – Fixed Rate vs Adjustable Rate Mortgages

      What People Say About Bill

      “I am a real estate agent and I have worked with Bill Starr financing my clients but this was the first time I refinanced my own property. This was the easiest transaction I have ever had with financing. Thank you so much!”
      Rickie B.

      Additional Resources

      Types of Mortgage Loans

      Explore our mortgage loan options to find the perfect fit for your home financing needs!

      View Loan Types 

      Ultimate Homebuying Guide

      Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

      Download Now 

      Home Ownership Resources

      Discover additional resources and guidance on home ownership.

      Learn More 

        From the Desk of Greg

        Saving for a Down Payment on a Home

        Owning a home instead of renting is often a wise financial move. It allows you to reduce your overall monthly costs while you build equity in real property. The biggest…
        Learn More – Saving for a Down Payment on a Home

        Down Payment Strategies for First-Time Home Buyers

        The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
        Learn More – Down Payment Strategies for First-Time Home Buyers

        About Private Mortgage Insurance

        If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
        Learn More – About Private Mortgage Insurance

        What People Say About Greg

        “Greg Sejba & James Fee were great to work with, and everything was very simple to submit and sign through the online portal.”
        Joseph M.
        “Thank you so much for making this process so easy and getting back to us so promptly any questions we had. Greg Sejba was a huge help! He was even answering questions when he was on vacation.”
        Rachel & Jesse G.

        Additional Resources

        Types of Mortgage Loans

        Explore our mortgage loan options to find the perfect fit for your home financing needs!

        View Loan Types 

        Ultimate Homebuying Guide

        Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

        Download Now 

        Home Ownership Resources

        Discover additional resources and guidance on home ownership.

        Learn More 

          From the Desk of Terry

          Finding a Real Estate Agent

          Real estate agents fill important roles in the home buying and selling process. Finding the right real estate agent for your situation may take a little time, but it is…
          Learn More – Finding a Real Estate Agent

          How a Smart Home Can Save You Money

          Smart homes have become increasingly popular due to their convenience, comfort, and security benefits. However, one of the most significant advantages of having a smart home is that it can…
          Learn More – How a Smart Home Can Save You Money

          How Much Home Can I Afford?

          So, you’re ready to buy a home, but don’t know how much you can afford? Discover the simple steps you can take to determine the right amount!
          Learn More – How Much Home Can I Afford?

          What People Say About Terry

          “Terry and everyone at FFL were WONDERFUL! We had a very fast close and everyone was on top of everything with very little issues. Extremely satisfied!”
          Robert and Margarita

          Additional Resources

          Types of Mortgage Loans

          Explore our mortgage loan options to find the perfect fit for your home financing needs!

          View Loan Types 

          Ultimate Homebuying Guide

          Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

          Download Now 

          Home Ownership Resources

          Discover additional resources and guidance on home ownership.

          Learn More 

            From the Desk of Brian

            Compare Two Mortgage Loans

            When purchasing a home the mortgage you choose and the options you choose with it will have significant impact on how much your home costs you in the long run.…
            Learn More – Compare Two Mortgage Loans

            Closing on a Home

            Owning a home. It is the American dream, right? However, once you get started on your path to home ownership, you will find that there is much work in the…
            Learn More – Closing on a Home

            Home Affordability

            If you are starting your search for a home and considering a home loan, you should use this handy financial tool to first calculate how much you can afford. Your…
            Learn More – Home Affordability

            Additional Resources

            Types of Mortgage Loans

            Explore our mortgage loan options to find the perfect fit for your home financing needs!

            View Loan Types 

            Ultimate Homebuying Guide

            Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

            Download Now 

            Home Ownership Resources

            Discover additional resources and guidance on home ownership.

            Learn More 

              From the Desk of Joshua

              FHA Mortgage Basics

              FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
              Learn More – FHA Mortgage Basics

              Down Payment Strategies for First-Time Home Buyers

              The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
              Learn More – Down Payment Strategies for First-Time Home Buyers

              About Private Mortgage Insurance

              If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
              Learn More – About Private Mortgage Insurance

              Additional Resources

              Types of Mortgage Loans

              Explore our mortgage loan options to find the perfect fit for your home financing needs!

              View Loan Types 

              Ultimate Homebuying Guide

              Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

              Download Now 

              Home Ownership Resources

              Discover additional resources and guidance on home ownership.

              Learn More 

                From the Desk of Greg

                About Private Mortgage Insurance

                If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
                Learn More – About Private Mortgage Insurance

                FHA Mortgage Basics

                FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
                Learn More – FHA Mortgage Basics

                Down Payment Strategies for First-Time Home Buyers

                The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
                Learn More – Down Payment Strategies for First-Time Home Buyers

                Saving for a Down Payment on a Home

                Owning a home instead of renting is often a wise financial move. It allows you to reduce your overall monthly costs while you build equity in real property. The biggest…
                Learn More – Saving for a Down Payment on a Home

                What People Say About Greg

                “Very happy with the service, the bank and especially Greg Palumbo!!!”
                Evangelos B.

                Additional Resources

                Types of Mortgage Loans

                Explore our mortgage loan options to find the perfect fit for your home financing needs!

                View Loan Types 

                Ultimate Homebuying Guide

                Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                Download Now 

                Home Ownership Resources

                Discover additional resources and guidance on home ownership.

                Learn More 

                  From the Desk of Mark

                  15-Year vs 30-Year Mortgages

                  What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
                  Learn More – 15-Year vs 30-Year Mortgages

                  5 Tips for Applying for a Mortgage

                  The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                  Learn More – 5 Tips for Applying for a Mortgage

                  FHA Mortgage Basics

                  FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
                  Learn More – FHA Mortgage Basics

                  Down Payment Strategies for First-Time Home Buyers

                  The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
                  Learn More – Down Payment Strategies for First-Time Home Buyers

                  Additional Resources

                  Types of Mortgage Loans

                  Explore our mortgage loan options to find the perfect fit for your home financing needs!

                  View Loan Types 

                  Ultimate Homebuying Guide

                  Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                  Download Now 

                  Home Ownership Resources

                  Discover additional resources and guidance on home ownership.

                  Learn More 

                    From the Desk of Matthew

                    5 Tips for Applying for a Mortgage

                    The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                    Learn More – 5 Tips for Applying for a Mortgage

                    Buying a Vacation Home

                    It is something many families dream of: Owning a small cottage by the lake, a cabin in the mountains, or a beach bungalow they can visit on long weekends, during…
                    Learn More – Buying a Vacation Home

                    FHA Mortgage Basics

                    FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
                    Learn More – FHA Mortgage Basics

                    Additional Resources

                    Types of Mortgage Loans

                    Explore our mortgage loan options to find the perfect fit for your home financing needs!

                    View Loan Types 

                    Ultimate Homebuying Guide

                    Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                    Download Now 

                    Home Ownership Resources

                    Discover additional resources and guidance on home ownership.

                    Learn More 

                      From the Desk of Dave

                      15-Year vs 30-Year Mortgages

                      What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
                      Learn More – 15-Year vs 30-Year Mortgages

                      5 Tips for Applying for a Mortgage

                      The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                      Learn More – 5 Tips for Applying for a Mortgage

                      About Private Mortgage Insurance

                      If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
                      Learn More – About Private Mortgage Insurance

                      What People Say About Dave

                      “I would recommend David Meadows to anyone! He did an amazing job with our loan. He is very knowledgeable, honest, and transparent! We have worked with 3 other mortgage companies in the past and First Federal Lakewood and David Meadows are by far the best with customer service and getting the loan where we wanted it.”
                      Stacy S.
                      “Dave Meadows was outstanding! He is courteous, knowledgeable, prompt and gets things done. He is a true asset to First Federal Lakewood. He is a pleasure to work with.”
                      Dan & Sandy D.

                      Additional Resources

                      Types of Mortgage Loans

                      Explore our mortgage loan options to find the perfect fit for your home financing needs!

                      View Loan Types 

                      Ultimate Homebuying Guide

                      Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                      Download Now 

                      Home Ownership Resources

                      Discover additional resources and guidance on home ownership.

                      Learn More 

                        From the Desk of Sherry

                        5 Tips for Applying for a Mortgage

                        The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
                        Learn More – 5 Tips for Applying for a Mortgage

                        Down Payment Assistance Programs

                        For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with obtaining a mortgage loan. Because of this, most…
                        Learn More – Down Payment Assistance Programs

                        Down Payment Strategies for First-Time Home Buyers

                        The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…
                        Learn More – Down Payment Strategies for First-Time Home Buyers

                        What People Say About Sherry

                        “Sherry is the best! Smart, hardworking, professional and responsible! The best possible outcome carried out in the best possible manner is what I came to expect and was delivered by Sherry!”
                        Steven E.

                        Additional Resources

                        Types of Mortgage Loans

                        Explore our mortgage loan options to find the perfect fit for your home financing needs!

                        View Loan Types 

                        Ultimate Homebuying Guide

                        Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

                        Download Now 

                        Home Ownership Resources

                        Discover additional resources and guidance on home ownership.

                        Learn More