Saving with no gotchas, surprise fees, or minimums

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Uplift Savings Account

Saving money can feel like one more thing on your endless to-do list, but Uplift makes it simple to start and easy to stick with: no minimums, no surprise fees, and no gotchas. Open online in about 10 minutes, stop stressing, and start building a savings habit today.

Saving it’s easier than cancelling a free trial on time.

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Why Open an Account with First Federal Lakewood?

Because where you bank matters, too. We’re a mutual bank, which means your deposits help support the community you live in through things like community organization support, local mortgages, and local business loans. Save more money, do more good.

Choose Uplift from First Federal Lakewood for a simple savings account with a competitive rate, the confidence of a real bank (no online-only “banks” here), and the (big!) bonus of community impact.

Open an Account Online Schedule an Appointment 

Why Open an Uplift Savings Account?

Earn More on Your Savings

Get a solid rate designed to help your savings grow, without jumping through hoops.

Simple to Start (Online)

Open an account online in minutes and start saving right away.

Make a Local Impact

We’re a mutual bank, which means your deposits support your community. Local bank, local decisions, local impact.

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How It Works

  1. Open your Uplift account online (or in person) with a quick and easy application process.
  2. Set up a saving rhythm that fits your life with one-time deposits or automatic transfers.
  3. Watch your account balance go up while earning interest.
  4. Feel good about where you bank because your money helps strengthen the community you live in.

Current Uplift Savings Account Rates

Rates accurate as of 5/2/2026
All rates and terms subject to change without notice.

BalanceUplift Savings APY*
$0 – $49,9992.02%
$50,000 – $99,9992.53%
$100,000+0.20%

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. Rates accurate as of 4/16/2026. All rates and terms are subject to change without notice.

Uplift Savings Requirements

To open an Uplift Savings account online, have these handy:

  • Drivers License or Government-issued ID
  • Social Security number
  • U.S. address
  • A way to fund your account (another bank account or debit card)

Have questions or prefer to open in person? Visit a local branch and talk with a real person.

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