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Everyone’s situation is different, which is why talking to an expert is essential. We’re ready to answer your questions, from opening a new account to financial advice and mortgage help.

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From the Desk of Jack

Calculate a Mortgage Payment

Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…

Learn More – Calculate a Mortgage Payment

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…

Learn More – 15-Year vs 30-Year Mortgages

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…

Learn More – 5 Keys to Borrowing to Build Your Dream Home

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

From the Desk of Lisa

Calculate a Mortgage Payment

Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…

Learn More – Calculate a Mortgage Payment

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…

Learn More – 15-Year vs 30-Year Mortgages

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…

Learn More – 5 Keys to Borrowing to Build Your Dream Home

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

Resources

Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

New to Business?

Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

Business Banking Resources

In business, one of the most important choices you can make is how to manage your company’s money. Let us help you make it easy.

From the Desk of Greg

Saving for a Down Payment on a Home

Owning a home instead of renting is often a wise financial move. It allows you to reduce your overall monthly costs while you build equity in real property. The biggest…

Learn More – Saving for a Down Payment on a Home

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…

Learn More – Down Payment Strategies for First-Time Home Buyers

About Private Mortgage Insurance

If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…

Learn More – About Private Mortgage Insurance

What People Say About Greg

“Greg Sejba & James Fee were great to work with, and everything was very simple to submit and sign through the online portal.”

Joseph M.

“Thank you so much for making this process so easy and getting back to us so promptly any questions we had. Greg Sejba was a huge help! He was even answering questions when he was on vacation.”

Rachel & Jesse G.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Terry

Finding a Real Estate Agent

Real estate agents fill important roles in the home buying and selling process. Finding the right real estate agent for your situation may take a little time, but it is…

Learn More – Finding a Real Estate Agent

How a Smart Home Can Save You Money

Smart homes have become increasingly popular due to their convenience, comfort, and security benefits. However, one of the most significant advantages of having a smart home is that it can…

Learn More – How a Smart Home Can Save You Money

How Much Home Can I Afford?

So, you’re ready to buy a home, but don’t know how much you can afford? Discover the simple steps you can take to determine the right amount!

Learn More – How Much Home Can I Afford?

What People Say About Terry

“Terry and everyone at FFL were WONDERFUL! We had a very fast close and everyone was on top of everything with very little issues. Extremely satisfied!”

Robert and Margarita

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Brian

Compare Two Mortgage Loans

When purchasing a home the mortgage you choose and the options you choose with it will have significant impact on how much your home costs you in the long run.…

Learn More – Compare Two Mortgage Loans

Closing on a Home

Owning a home. It is the American dream, right? However, once you get started on your path to home ownership, you will find that there is much work in the…

Learn More – Closing on a Home

Home Affordability

If you are starting your search for a home and considering a home loan, you should use this handy financial tool to first calculate how much you can afford. Your…

Learn More – Home Affordability

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Joshua

FHA Mortgage Basics

FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…

Learn More – FHA Mortgage Basics

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…

Learn More – Down Payment Strategies for First-Time Home Buyers

About Private Mortgage Insurance

If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…

Learn More – About Private Mortgage Insurance

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Greg

About Private Mortgage Insurance

If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…

Learn More – About Private Mortgage Insurance

FHA Mortgage Basics

FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…

Learn More – FHA Mortgage Basics

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…

Learn More – Down Payment Strategies for First-Time Home Buyers

Saving for a Down Payment on a Home

Owning a home instead of renting is often a wise financial move. It allows you to reduce your overall monthly costs while you build equity in real property. The biggest…

Learn More – Saving for a Down Payment on a Home

What People Say About Greg

“Very happy with the service, the bank and especially Greg Palumbo!!!”

Evangelos B.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Matthew

5 Tips for Applying for a Mortgage

The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…

Learn More – 5 Tips for Applying for a Mortgage

Buying a Vacation Home

It is something many families dream of: Owning a small cottage by the lake, a cabin in the mountains, or a beach bungalow they can visit on long weekends, during…

Learn More – Buying a Vacation Home

FHA Mortgage Basics

FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…

Learn More – FHA Mortgage Basics

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Dave

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…

Learn More – 15-Year vs 30-Year Mortgages

5 Tips for Applying for a Mortgage

The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…

Learn More – 5 Tips for Applying for a Mortgage

About Private Mortgage Insurance

If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…

Learn More – About Private Mortgage Insurance

What People Say About Dave

“I would recommend David Meadows to anyone! He did an amazing job with our loan. He is very knowledgeable, honest, and transparent! We have worked with 3 other mortgage companies in the past and First Federal Lakewood and David Meadows are by far the best with customer service and getting the loan where we wanted it.”

Stacy S.

“Dave Meadows was outstanding! He is courteous, knowledgeable, prompt and gets things done. He is a true asset to First Federal Lakewood. He is a pleasure to work with.”

Dan & Sandy D.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Sherry

5 Tips for Applying for a Mortgage

The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…

Learn More – 5 Tips for Applying for a Mortgage

Down Payment Assistance Programs

For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with obtaining a mortgage loan. Because of this, most…

Learn More – Down Payment Assistance Programs

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…

Learn More – Down Payment Strategies for First-Time Home Buyers

What People Say About Sherry

“Sherry is the best! Smart, hardworking, professional and responsible! The best possible outcome carried out in the best possible manner is what I came to expect and was delivered by Sherry!”

Steven E.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Christopher

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…

Learn More – 15-Year vs 30-Year Mortgages

5 Tips for Applying for a Mortgage

The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…

Learn More – 5 Tips for Applying for a Mortgage

Buying a Home with a Friend

Buying a home can be a wise financial decision because it allows you to make an investment rather than spending money on rent each month and getting nothing to keep…

Learn More – Buying a Home with a Friend

What People Say About Christopher

“Chris Johnson went above and beyond to assist us during the construction loan process. We were very pleased with the promptness of his communication. Overall, the experience was great and we would definitely recommend First Federal Lending to anyone looking to build a new home.”

Travis & Michelle E.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Sharon

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…

Learn More – 15-Year vs 30-Year Mortgages

About Private Mortgage Insurance

If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…

Learn More – About Private Mortgage Insurance

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…

Learn More – Down Payment Strategies for First-Time Home Buyers

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.

From the Desk of Brent

Additional Financial Home Buying Obligations

You have found your dream home in the perfect neighborhood for you and your family. You have even determined that you will be able to afford the monthly mortgage payments…

Learn More – Additional Financial Home Buying Obligations

Building a Home Buying Team

Buying a home can be complex. Since it’s probably one of the most significant purchases you will make in your lifetime, it’s a good idea to assemble a team to…

Learn More – Building a Home Buying Team

Buying a Home from a Family Member

When you have a parent, sibling, or another family member who is planning to move, you may be able to be first in line to buy their home. Plus, they…

Learn More – Buying a Home from a Family Member

Buying vs Renting a Home

Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There…

Learn More – Buying vs Renting a Home

“Brent and his team provided an exceptional customer experience. This is our second time working with his team at First Federal Lakewood and will choose them again in the future. Brent is a true financial adviser and always has our best interest in mind.”

Cindy and Rachel M

“Brent was incredibly helpful to us at every step of the way. From conversing with us to set our budget, to preparing a letter of pre-approval, to navigating the realities of a competitive market, he went over and above. This experience was everything we had hoped for in working with First Federal Lakewood.”

– Chris M.

“Brent was available, transparent, and very informative. He was able to explain things in bite sized pieces and keep things moving to help us reach our closing on time.”

– Colin H.

“Closing went very smooth and was on time. My realtor was highly impressed and indicated it was one of the smoothest closings he has had. Would highly recommend Brent and his team. They were a pleasure to work with and answered all of my questions in a timely manner.”

– Kurtis R.

“Brent was fantastic. He answered every question fully and completely without delay while guiding us first time home buyers through a home buying process that ended up becoming overly complicated by other parties. Brent was a major asset to our home purchase and we would recommend him to anyone looking to mortgage a home purchase.”

– John

“As first-time homebuyers, we had an excellent experience with Brent. He was knowledgeable, responsive, and always available to accommodate our busy schedules, which helped us have a smooth buying experience in this competitive housing market. We appreciated his proactive updates and coordination with all parties involved in the buying process. He was one of the reasons why we decided not to go with another bank. We highly recommend Brent for your mortgage needs.”

– Ryan and Sisi

“Brent Bartlett was excellent. He went above and beyond to deliver top tier service and assistance. As first time home buyers, we were skeptical of the mortgage process and frankly distrusting; however, Brent’s constant willingness to break everything down, answer all questions, and create an environment of transparency was majorly beneficial and made our home buying/ mortgage process tremendously mote straightforward and manageable. We would not only highly recommend FFL, we would recommend Brent to anyone we know who is in the process of searching for a mortgage.”

– John R.

“We worked with Brent Bartlett to secure our mortgage and we are indeed very pleased with the whole process. Brent made every step of the process simple and streamlined. He was available within minutes to answer our emails and phone calls. The whole process was quite fast from start to finish, much faster than our previous experience with other lenders. Do call Brent with all your financial needs, you won’t be disappointed!”

– R. B.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.

Home Ownership Resources

Discover additional resources and guidance on home ownership.