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Earn $200 when you open a new personal checking account and receive a qualifying direct deposit.
Visit the Centerburg branch to open your account and claim this offer.
As a First Federal Lakewood customer, you now have access to a broader range of checking account options. Whether you’re looking for a simple, no-fee account or a checking account that earns interest, we can help you find the right fit for your financial goals
Explore a full lineup of personal checking and savings accounts designed to help you reach your financial goals.
Whether you’re buying your first home, refinancing, or looking to renovate, our experienced mortgage team is here to help you find the right loan.
From auto loans to personal loans, we offer flexible financing solutions to fit your needs and budget.
If you own or operate a business, you’ll have access to a comprehensive suite of business banking products and services to help your business thrive
While the name has changed, our commitment to Centerburg has not. As a mutual bank, we don’t answer to stockholders. Instead, we focus on serving our customers, supporting local businesses, and investing in the communities we call home.
We merged with First Federal Lakewood, a mutual bank headquartered in Lakewood, Ohio who has been around since 1935.
Yes! The same friendly faces you’ve come to know at the branch will still be there to help you along with new products and services.
Yes, nothing has changed regarding the safety of your deposits. First Federal Lakewood is FDIC-insured and your deposits are automatically insured by the FDIC up to the applicable limits.
You can open a checking account at the Centerburg branch or online. If you want to take advantage of the $200 personal checking account bonus, you will need to open your account at the Centerburg branch.
You can apply for a mortgage on our website or reach out to our Centerburg branch, and we can set you up with one of our local mortgage lenders.
First Federal Lakewood offers several convenient ways to make your loan payment. Visit our Loan Payment Center to explore your payment options and choose the method that works best for you.
Yes. As a mutual bank, we’re owned by our customers, not outside investors or stockholders. Because we answer to the people we serve, we can focus on making decisions that benefit our customers, communities, and employees.
A mutual bank is a financial institution owned by its depositors and borrowers rather than by outside stockholders.
Since 1935.
First Federal Lakewood has 20 additional branches. You can find the locations here.
*Offer valid September 8, 2026 through December 31, 2026 (“promotional period”), and available only for qualifying checking accounts opened in person at the First Federal Lakewood Centerburg branch. To qualify for the $200 bonus, you must open a new Simply Free Checking, Advantage 50 Checking, Direct Interest Checking, or Preferred Interest Checking account at the Centerburg branch during the promotional period. Within three statement cycles of account opening, you must receive at least one qualifying direct deposit into the new checking account. A qualifying direct deposit is an electronic deposit of recurring income, such as payroll, pension, Social Security, or other government benefits, made through the Automated Clearing House (ACH) network. Person-to-person payments, transfers between accounts, mobile deposits, ATM deposits, wire transfers, and other non-ACH credits do not qualify as direct deposits. The account must remain open and in good standing for at least three statement cycles following account opening. If the account is closed or not in good standing before all offer requirements are satisfied, the bonus will not be paid. Good standing means the account is open, has not been charged off, restricted, or frozen, and has a positive available balance. The $200 bonus will be deposited into the qualifying checking account within 30 business days after all promotion requirements have been met. Limit one bonus per tax reporting owner. Offer is available only to customers who do not currently have a First Federal Lakewood checking account at the time of account opening. Existing checking account customers are not eligible. Closing an existing checking account and opening a new checking account solely to obtain the bonus does not qualify. The value of the bonus may be reported to the IRS and the recipient may receive a Form 1099. Customers are responsible for any applicable taxes. Offer may be modified, withdrawn, or discontinued at any time without notice. The $200 promotional bonus is not interest and is not included in the Annual Percentage Yield (APY) disclosed for this account. Other restrictions may apply.
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