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An Important Update for First Federal of Centerburg Customers

Beginning August 11, 2026, First Federal of Centerburg will officially become First Federal Lakewood. This milestone is one that builds on the long tradition of mutual banking you’ve always known while expanding the products, services, and resources available to you.

While the First Federal of Centerburg name will change, the commitment to serving you and the Centerburg community remains the same. The friendly faces you know at the branch will still be there, and we’re working hard to make this transition as seamless as possible for you. This page is your go-to resource for everything you need to know, from key dates to downloadable guides to answers to your most common questions.

Timeline

DatesNotes
July 1-August 8, 2026Continue banking at the Centerburg branch as you normally would.
Weekend of August 8–10, 2026Our branch will be closed as our team works behind the scenes to complete the systems conversion. We appreciate your patience as we prepare for a smooth transition.
August 11, 2026Beginning August 11, 2026, the Centerburg branch will reopen as First Federal Lakewood. Your accounts will begin operating as First Federal Lakewood accounts, and you’ll have immediate access to First Federal Lakewood’s full suite of products and services, including Online Banking and Mobile Banking.

Customer Resource Guide

We’ve put together everything you need to stay informed about this transition. This includes key dates, account changes, new products and services, and more.

How to Pay Your Loan

This guide walks you through all the ways you can make your loan payment beginning August 11, including AutoPay, Online and Mobile Banking, mail, and in person at any branch.

    What to Expect on August 11, 2026

    We know that change can bring questions, and we want you to feel fully prepared. Here’s a helpful overview of what will — and won’t — be changing when the conversion is complete.

    What's Changing

    Routing Number Beginning August 11, 2026, the routing number for your accounts will be 241071212.

    Loan Numbers: Your loan number will be changing. Your new loan number will be on your first loan statement from First Federal Lakewood.  

    IRA Plan Numbers If you have an IRA, First Federal Lakewood will become the new Trustee of your retirement plan and will complete all IRS tax reporting for the 2026 tax year. Your account number will remain the same, but your plan number will change.

    Money Market and Passbook Savings Accounts If you currently have a Money Market or Passbook Savings account, your account will transition to a Statement Savings account.

    What's NOT Changing

    Your Branch The Centerburg branch will continue to be your local home for banking, now as First Federal Lakewood.

    The People You Know The team members you trust will still be there to serve you. Same great service, new name.

    What's New — Exciting Benefits Coming Your Way

    As a First Federal Lakewood customer, you’ll gain access to a world of expanded banking options, including:

    Expanded Products

    Checking & Savings Accounts

    Explore a full lineup of personal checking and savings accounts designed to help you reach your financial goals.

    Mortgage Lending

    Whether you’re buying your first home, refinancing, or looking to renovate, our experienced mortgage team is here to help you find the right loan.

    Consumer Lending

    From auto loans to personal loans, we offer flexible financing solutions to fit your needs and budget.

    Business Banking

    If you own or operate a business, you’ll have access to a comprehensive suite of business banking products and services to help your business thrive

    New Services

    Frequently Asked Questions

    We want to make sure you have all the answers you need. Below are responses to some of the questions we hear most often. Don’t see yours here? Don’t hesitate to give the Centerburg branch a call or stop by, we’re always happy to help.

    You may have heard that from a regulatory standpoint, First Federal of Centerburg officially becomes part of First Federal Lakewood on July 1, 2026. However, it’s important to know that your day-to-day banking experience will not change on that date. The full merger, when your accounts transition, new services become available, and you can bank at any First Federal Lakewood location, takes place on August 11, 2026.

    Between July 1 and August 7, please continue banking with First Federal of Centerburg as you normally would. For any questions or assistance with your accounts during this period, the Centerburg branch team remains your dedicated point of contact at (740) 625-5392. We want to make sure you always know exactly where to turn, and we appreciate your patience as we work through this exciting transition together.

    Yes. Beginning August 11, 2026, the routing number for your First Federal Lakewood accounts will be 241071212.

    Absolutely. The Centerburg branch will continue to serve the community, it will simply reopen as a First Federal Lakewood branch on August 11, 2026. You’ll also gain access to 20 additional First Federal Lakewood locations across Northeast Ohio and Columbus.

    If you have a savings or CD account, your account number will NOT change.

    If you have an IRA, your plan number WILL be changing. You will receive a separate communication with information on your new plan number

    If you have a loan with us, your loan number WILL be changing. You will receive a separate communication with information on your new loan number and updated payment instructions.

    Please send mailed payments due on or after August 8 to First Federal Lakewood. Beginning August 11, there are new ways to pay your loan, please see the “How to pay your loan” guide or FFL.bank/loanpayment for more information.

    First Federal Lakewood will become the new Trustee of your IRA. Your account number will remain the same, but your plan number will change. First Federal Lakewood will handle all IRS tax reporting for the 2026 tax year.

    Yes, and we’re excited for you to experience it! Beginning August 11, 2026, you’ll have access to First Federal Lakewood’s Online Banking and Mobile Banking platforms. These tools give you secure and convenient access to your accounts.

    Please be aware that First Federal Lakewood and First Federal of Centerburg will never contact you by phone, text message, or email asking you to provide or verify sensitive information such as your account number, Online Banking password, Social Security number, or debit card PIN. If you receive a suspicious message, please contact us directly at the numbers listed below.

    We’re here for you! Please call the Centerburg branch at (740) 625-5392 or stop by to speak with a team member. We’re happy to help.

    We’re Here for You

    We understand that transitions like this can bring up questions, and we’re committed to making sure you feel supported every step of the way. Whether you’d prefer to call, visit in person, or simply download our resources, we’re ready to help.

    Centerburg Branch: Give the team a call at (740) 625-5392 or stop by to speak with a team member in person.

    Download Your Customer Resource Guide

    Everything you need to know about your account transition is in one easy-to-read guide. Download it now and feel confident about what’s ahead.