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Fixed-Rate Mortgages – Purchase

Apply for this mortgage when you’re buying a new home and want the rate to stay the same throughout its payback period. 

As of 12/10/2024

YearsPointsInterest RateAPRMonths$ Payments
150.000%6.000%6.243%1-180$1,392.36
300.000%6.575%6.725%1-360$1,051.06

APRs based on $165,000.00 loan amount to Single Family Primary Detached Residence with 25% down payment and a 780+ FICO. Loans with less down payment may require mortgage insurance which will increase monthly payment. Taxes and insurance required but not included in payment amounts. Stated rates are not eligible for loan modifications. Maximum 30-day rate lock. Contact a Mortgage Loan Originator for details on all our mortgage products.

 

 

Fixed-Rate Mortgages – Refinance

This mortgage helps you refinance your current home with a rate that stays the same throughout its payback period.

As of 12/10/2024

YearsPointsInterest RateAPRMonths$ Payments
150.000%6.000%6.243%1-180$1,392.36
300.000%6.575%6.725%1-360$1,051.06

APRs based on $165,000.00 loan amount to Single Family Primary Detached Residence with 25% down payment and a 780+ FICO. Loans with less down payment may require mortgage insurance which will increase monthly payment. Taxes and insurance required but not included in payment amounts. Stated rates are not eligible for loan modifications and is for rate and term refinance only. Maximum 30-day rate lock. Contact a Mortgage Loan Originator for details on all our mortgage products.

Disclosures

All mortgage loans are subject to underwriting and credit approval. These rates are subject to change without notice and effective as of 12.10.2024. Rates displayed on this page are for conforming loans (less than or equal to $766,550). APR=Annual Percentage Rate. Certain fees and restrictions apply. For information regarding additional loan programs, please schedule an appointment with a Mortgage Loan Originator.

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